79 Day Challenge

When you hear the word, CHALLENGE, do you cringe or is your curiosity peaked? If you cringe, I’m sorry. Please keep reading though. If your curiosity is peaked, great! You are in good company, because I’ve got a challenge for you! With our strict social distancing due to COVID19, I have spent an unprecedented amountContinue reading “79 Day Challenge”

Always Ask for a Better Deal

You’re too frugal. You’re a cheapskate. You’re not in a Filipino market anymore. I can’t believe you are willing to ask that question. If I had a dollar for every time I heard a statement like this, my net worth would be a heck of a lot higher. One of the biggest life lessons myContinue reading “Always Ask for a Better Deal”

Pay yourself first!

From the time I was a kid, I can remember my Uncle Jerry telling me that the first rule of finance is, “Pay yourself first.” Emphasized by, “A ditch digger can be rich if he adheres to rule number one.” Years later, while attending premarital Catholic classes the priest asked “Who knows the first ruleContinue reading “Pay yourself first!”

How to not be bad with money…

Struggling to pay your bills? Can’t find money to eat out? You are bad with money. Most money conversations that I take part in, center around the idea that someone is bad with money. Let me kill this common misconception. There is no such thing as “being bad with money.” You spend more than youContinue reading “How to not be bad with money…”