Dollar Store Finds

Learning doesn’t have to cost a lot of money. In fact most learning moments shouldn’t cost any at all. Most learning should be done by observing surroundings, studying relationships, analyzing patterns, and creating situations that peak further curiosity. But for the times I want to supplement our learning moments with actual products, I’m more thanContinue reading “Dollar Store Finds”

Always Ask for a Better Deal

You’re too frugal. You’re a cheapskate. You’re not in a Filipino market anymore. I can’t believe you are willing to ask that question. If I had a dollar for every time I heard a statement like this, my net worth would be a heck of a lot higher. One of the biggest life lessons myContinue reading “Always Ask for a Better Deal”

Pay yourself first!

From the time I was a kid, I can remember my Uncle Jerry telling me that the first rule of finance is, “Pay yourself first.” Emphasized by, “A ditch digger can be rich if he adheres to rule number one.” Years later, while attending premarital Catholic classes the priest asked “Who knows the first ruleContinue reading “Pay yourself first!”